Legal persons can also become bank customers with video calls.

With the new regulation carried out by the Banking Regulation and Supervision Agency (BDDK), it will be possible for legal persons registered in the trade registry, as well as natural persons, to become bank customers through remote identification from June.

The BRSA has modified the Regulation on “Remote Identification Methods to be Used by Banks and the Establishment of a Contractual Relationship in the Electronic Environment”, which allows you to become a bank customer in a completely digital environment.

In accordance with the change published in today’s edition of the Official Gazette, legal entities registered in the trade registry, such as limited liability companies and corporations, will be able to open bank accounts through video calls.

NO PHYSICAL DOCUMENTS OR WET SIGNATURE REQUIRED

Information such as registered company representatives, company title and registration number will be verified online, without the need for physical documents and wet signatures.

With the entry into force of the regulatory change, companies will be able to access banking services more quickly and comfortably, and the process of attracting customers from digital banks that do not have physical branches and will only attend electronically will be ready.

VIDEO CALL DETAILS

According to the change, the remote identification of the companies will be carried out through online video calls and communication between them, without the need for the representative and the bank employee to be in the same environment, based on the request of the representative of the company received through an electronic form.
Considering the possible risks in the video call, it will be mandatory to create an adequate level of security and privacy, and the video call will be carried out with end-to-end encrypted secure communication.

DETAILS ABOUT DISABLED CITIZENS ARE ALSO ADDED

It also paved the way to facilitate the process of remote identification of people, supporting the controls to be carried out by the bank employee with artificial intelligence applications and completing the process digitally without human intervention.

In addition, in order to eliminate the difficulties faced by disabled citizens, it will also be possible for disabled people to get help from a third person during the video call phase.

‘OPENING AN ONLINE ACCOUNT IS IMPORTANT FOR THE GREEN ECONOMY’

In the statement made by BRSA regarding the change, reminding that it has become possible for real people to open a bank account via video calls from May 2021, more than 6 million real people have made banking transactions with the help of remote identification of real people. natural person clients and the establishment of a contractual relationship in the digital environment informed as a client.

In the statement, it was indicated that these changes made considering the needs of the banking sector are also of great importance for the green economy, which aims at sustainable development without harming the environment and will generate benefits. (AA)