In agricultural insurance subsidized by the State, the highest payment corresponded to hail damage.
In the 5-year period covering 2018-2022 in Turkey, a total of 9.4 billion lira damage was paid out in state-backed agricultural insurance, while “full” ranked first with 2.7 billion lira according to the cause of the damage. .
According to the information compiled by the OA correspondent of the Turkish Statistical Institute, the number of insured in agriculture and the accumulated insurance premiums increased with the effect of the development of the insurance sector, the awareness of farmers and the support provided by the state.
In the 2018-2022 period, damage payments were made to those who operate in fields such as herbalists, greenhouses, cattle/sheep farming, and beekeeping for disasters such as hail, frost, flood and inundation, fire, landslide, and tornado.
HAIL PAYMENT OF 2.7 BILLION TL
In said period, the most paid disaster topic was “hail”. While 2.683 million liras were paid for “hail”, this disaster was followed by “frost” with 2.290 million liras and “death” with 1.279 million liras.
Other items that stood out in the payment were “forced slaughter” with 835.6 million liras, “storm” with 600.6 million liras, “floods and floods” with 309.7 million liras, death of babies with 230 million of liras and “wild boars” with 210 million liras.” it was listed as “puppy release” with 136.1 million lira.
Tornado, fire and landslide were the items that paid less damage.
Thus, the payment made for damages in 5 years amounted to 9 thousand 417 million 874 thousand liras.
NUMBER OF POLICIES REACHES 3 MILLION
A constant increase in the number of policies and the total cost of insurance was observed with the steps taken in said period. The number of policies, which was 1.8 million in 2018, reached 2 million in 2019, 2.2 million in 2020, 2.5 million in 2021 and 3 million in 2022.
The total cost of insurance increased to 42.2 billion lira in 2018, 55.2 billion lira in 2019, and 83.1 billion lira in 2020. Accelerating its upward momentum in 2021 and beyond, the total cost of insurance increased to 124.4 billion lira in 2021 and 296.1 billion lira in 2022.
Therefore, the total cost of insurance in 5 years was calculated at 601 billion 77 million lira.
50-67 PERCENT PREMIUM SUPPORT TO MANUFACTURERS
Kamil Özdemir, Head of the Department of Agricultural Insurance and Natural Disasters, Ministry of Agriculture and Forestry, General Directorate of Agricultural Reform, stated that the Agricultural Insurance Fund (TARSİM), which is the protector of the labor of these people against natural disasters, was established in 2005 with the Agrarian Insurance Law No. 5363 and the first insurance policy was issued in 2006. He said that it was carried out in
Stating that the Law in question is aimed at compensating for losses suffered by producers due to natural disasters and ensuring sustainability in agriculture, Özdemir said: “TARSİM is a non-profit corporate entity established with the cooperation of the private sector state. civil society, and due to natural disasters, whose severity and frequency increase due to climate change, ensures that our farmers continue their agricultural production safely, guaranteeing the risk of loss of yield and quality that may arise with the support of the state premium”. saying.
Özdemir stated that between 50 and 67 percent of the state premium support was given to producers for whom the Ministry of Agriculture and Forestry issued agricultural insurance policies, under the Law Protecting Producers’ Sweat Against disasters caused by adverse weather events. , whose frequency and severity have increased due to the effect of climate change in recent years.
Referring to the development of supports in 5 years, Özdemir said:
“When we evaluate the data of the last 5 years, we can say that agricultural insurance, one of the most difficult branches of insurance, has grown regularly without volatility. With the increase in disasters due to climate change, we evaluate that our producers see that agricultural insurance is a mandatory need in risk management and that participation in the system increases each year.” (AA)